We’re working hard to protect you against fraud and scams

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Little by little it all adds up

Top up your ISA* and make the most of your 2024/25 tax free** allowance
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Bank of England Base Rate Change

Following the decision by the Bank of England to decrease the base rate by 0.25% on 6th February 2025, find out how this change will impact your savings or mortgage with The Cumberland.
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Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Kinder banking. It's in our nature.

At the Cumberland, our aim is to create a banking experience that is kinder to people and planet.

Celebrating our 175th birthday in 2025, we remain a purpose-led, financially strong, socially responsible building society, focussed on our people, planet and communities. Owned by our customers rather than shareholders, we are able to invest 100% of our profits back into our business and the people who make us what we are today.

We treat people with warmth and respect their dreams and ambitions. Whether you’re applying for a mortgage, starting a business or saving for retirement, we're here to provide support.

We lend a helping hand in our communities. We ensure everyone feels included, look out for the most vulnerable and offer practical solutions.

We know that caring about people means caring for nature - from the countryside and wildlife to everything beyond.

We look to the environment when it comes to making decisions. Because a sustainable future is the best foundation to build.

Real people, not robots
Real people, not robots

We’re real people, not robots. So when you speak to us, you know you’ll get a personal service.

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Celebrating our 175th Birthday
Celebrating our 175th Birthday

The Cumberland remains a purpose-led, financially strong, socially responsible building society, focussed on our people, planet and communities.

Celebrate with The Cumberland
Kinder Banking. It's in our nature
Kinder Banking. It's in our nature

Being a customer of The Cumberland means you know your money is being used to help others like you achieve their own financial goals.

Find out more about The Cumberland

Latest News

Photo: Meet Debbie Shearer, Head of First Line Risk
Meet Debbie Shearer, Head of First Line Risk

When Debbie Shearer landed her dream job aged 18 she was overjoyed – but she didn’t know it would also give her the opportunity and skills to help change lives for many Cumbrians in need.

View all our news