Customer Information: Due to unforeseen circumstances, we are unable to display our Discounted Variable Rate mortgage products on our website. These products are still available and if you would like information about them, please book an appointment and we will talk you through your options. Click here to book an appointment.
Considering a Holiday Let Mortgage?
At The Cumberland we provide banking from real people, for real people.
Our mortgages are manually underwritten, allowing us to consider the intricacies of each application and to consider applications that other lenders wont. With over 20 years of experience in the Holiday Let market, our relationship-managed approach to lending means you’ll be speaking to real people with industry knowledge and expertise.
Our customers are real people with real goals. We’re here to help make them a reality.
Specialist pricing will be applied for the following applications:
- Lending through Limited Company SPV (Special Purpose Vehicle)
- Property occupancy restrictions apply
- The HM land registry title includes more than single letting unit
- Security address is above commercial premises
- Capital raising where funds are to be used to consolidate debts of £25k or more
- If you own 4 or more mortgaged Holiday Let or Buy to Let properties
Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.