Hostel & Bunkhouse Mortgages

A kinder approach to Hostel & Bunkhouse mortgages

Hostels & Bunkhouses offer quick and efficient, no-fuss stopovers that allow their guests to get on with the more important things waiting outside. At The Cumberland, our role is to support you in making that dream a reality.

Our relationship managers will get to know both yourself and your Hostel or Bunkhouse business individually – there’s no computer says no with us. We want to know the quirks that make you good and the ideas that could make you great. You’ll always speak to a real person when you contact us and we’ll explain the technicalities, making our interactions as easy or as complicated as you require.

If you’re looking for finance for your Hostel or Bunkhouse, we're here to help.

Relationship-managed service

At the Cumberland, there are no robots. We’re passionate about delivering a personal service, with real people making real decisions for you.

  • Fully relationship-managed service
  • Long term lending
  • Colleagues with real industry experience and the ability to shape and structure transactions
  • Price based on our assessment of the risk within the business
  • Local pricing and credit decisions enabling quick responses
  • Competitive savings rates
Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.

Make it happen with a commercial mortgage from The Cumberland

  • £5 million maximum loan
  • Up to 55% LTV
  • Maximum tenure 15 years
  • We can typically lend to properties throughout the north of England, Scotland and the Isles including Anglesey, Arran, Isle of Wight and Isles of Mull, Skye, Shetland, Orkney, Harris & Lewis, Bute and Islay

Subject to lending criteria. Please refer to our commercial-lending-criteria-guide.pdf for more information.

Looking to remortgage?

Do you already run a Hostel or Bunkhouse business? We can help you remortgage if you wish to refinance your property. We will also consider financing multiple properties as your business grows.

Next steps

At The Cumberland, we’re committed to working closely with you to ensure you get the right mortgage to suit your circumstances.

Ready to take the next step? Complete our eligibility form to find out if you meet our criteria.

Hospitality Hub
Hospitality Hub

Make your dream a reality with our top tips, industry insights and real life stories.

Visit Hospitality Hub
Help and Support
Help and Support

If you are an existing business customer and worried about your mortgage contact your Relationship Manager, or visit our financial difficulties page.

Find out more
Savings and Banking

Did you know we offer a range of savings and current accounts which may be suitable for business of all shapes and sizes?

Find out more

Our Commercial Mortgage Reviews

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