Mortgages for Hotels

A kinder approach to Hotel mortgages

Hospitality is all about treating your customers well. We know the difference a little kindness can make when applying for, or renewing, your Commercial mortgage to purchase a Hotel.

That’s why we offer a fully relationship-managed service with a single point of contact – our experts take the time to get to know you and your business from the outset.

We look beyond the numbers to help you grow your business – whether you are looking to purchase a Hotel for the first time, or are looking to remortgage an existing property, our lending experts are here to help you every step of the way.

Relationship-managed service

Experience a personal touch with our fully relationship-managed service. Our Commercial mortgage experts are here to support you, whether you're purchasing your first Hotel or looking to remortgage an existing property.

  • Fully relationship-managed service
  • Long term lending
  • Colleagues with real industry experience and the ability to shape and structure transactions
  • Price based on our assessment of the risk within the business
  • Local pricing and credit decisions enabling quick responses
  • Competitive savings rates
Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.

Make it happen with a Commercial mortgage from The Cumberland

  • £5 million maximum loan
  • Up to 65% LTV
  • Maximum tenure 15 years
  • We can typically lend to properties throughout the north of England, Scotland and the Isles including Arran and Isles of Mull, Skye, Shetland, Orkney, Harris & Lewis, Bute and Islay

Subject to lending criteria. Please refer to our Commercial Lending Criteria & Information Requirements for more information.

Looking to remortgage?

Do you already run a Hotel business? We can help you remortgage if you wish to refinance your property. We will also consider financing multiple Hotel properties as your business grows.

Next steps

At The Cumberland, we’re committed to working closely with you to ensure you get the right mortgage to suit your circumstances.

Ready to take the next step? Complete our eligibility form to find out if you meet our criteria.

Hospitality Hub
Hospitality Hub

Make your Hotel dream a reality with our top tips, industry insights and real life stories.

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Help and Support
Help and Support

If you are an existing business customer and worried about your mortgage contact your Relationship Manager, or visit our financial difficulties page.

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Frequently Asked Questions

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Savings and Banking

Did you know we offer a range of savings and current accounts which may be suitable for businesses of all shapes and sizes?

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Hear from our customers

Our Commercial Mortgage Reviews

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