Mortgages for Pubs & Restaurants with rooms

A kinder approach to mortgages for Pubs & Restaurants with rooms

At The Cumberland, we’re proud of our history of working with the Hospitality industry for the last 20 years.

If you own or intend to own a Pub or Restaurant, with rooms that are available for guest accommodation, then we may be able to help with your finance.

Our industry experience has taught us that one size doesn’t fit all. That’s why we assess each application on a case-by-case basis and we might be able to help even if you’ve been turned down elsewhere.

Should your application be accepted, a relationship manager will be on hand throughout our partnership, getting to know your business from the ground up, and our kinder approach to lending means that we’re never more than a phone call away.

If you're looking to expand your existing business or are new to the industry but have a plan, give us a call today to discuss your finance options.

Relationship-managed service

At the Cumberland, there are no robots. We’re passionate about delivering a personal service, with real people making real decisions for you.

  • Fully relationship-managed service
  • Long term lending
  • Colleagues with real industry experience and the ability to shape and structure transactions
  • Price based on our assessment of the risk within the business
  • Local pricing and credit decisions enabling quick responses
  • Competitive savings rates
Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.

Make it happen with a Commercial mortgage from The Cumberland

  • £5 million maximum loan
  • Up to 55% LTV
  • Maximum tenure 15 years
  • We can typically lend to properties throughout the north of England, Scotland and the Isles including Arran and Isles of Mull, Skye, Shetland, Orkney, Harris & Lewis, Bute and Islay

Subject to lending criteria. Please refer to our Commercial Lending Criteria & Information Requirements for more information.

Looking to remortgage?

Do you already run a Pub or Restaurant with rooms? We can help you remortgage if you wish to refinance your property. We will also consider financing multiple properties as your business grows.

Next steps

At The Cumberland, we’re committed to working closely with you to ensure you get the right mortgage to suit your circumstances.

Ready to take the next step? Complete our eligibility form to find out if you meet our criteria.

Hospitality Hub
Hospitality Hub

Make your dream a reality with our top tips, industry insights and real life stories.

Visit Hospitality Hub
Help and Support
Help and Support

If you are an existing business customer and worried about your mortgage contact your Relationship Manager, or visit our financial difficulties page.

Find out more
Savings and Banking

Did you know we offer a range of savings and current accounts which may be suitable for businesses of all shapes and sizes?

Find out more

Our Commercial Mortgage Reviews

Latest News

Photo: Brooklands Guest House, 1 year on
Brooklands Guest House, 1 year on

Sue Grundy, owner of Brooklands Guest House, is celebrating a successful first year in the Hospitality sector which has seen her five-star Guest House shortlisted for an international award.

View all our news