Apple Pay is simple to use in shops, apps and on the web. Pay with your Cumberland debit card with just a touch
Our Cumberland Day 2 Day Current Account is an easy to use, everyday bank account with no overdraft and no specific amount of funding required for those aged 23 and under. If you are 24 or over there is a minimum funding requirement of £200 per month.
This account is good for young people and those not requiring an overdraft and without the income to meet the Cumberland Plus's funding threshold.
Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.
Application |
Branch only |
Minimum age |
131 |
Must be main account |
Yes |
Minimum funding requirement2 |
£200 per month for those aged 24 and over. No minimum funding requirement for those aged 23 or under3 |
Charge if funding requirement is not met |
£2 per month4 |
Current Account Switch Service |
Yes |
Standing Orders & Direct Debits |
Yes |
Contactless Visa Debit card |
Yes |
Verified by Visa and One Time Passcode protection |
Yes |
Cash withdrawal in pounds in the UK at Link cash machines |
£300 per day |
Cash withdrawal at Cumberland branches |
£500 a day |
Credit interest rates effective from 08/11/11.
1. Applications from 13-15 year olds must be approved by a parent/guardian.
2. Minimum funding requirement. You must fund your account with at least £200 per month from an external source. This requirement does not apply to customers under 24 years of age.
3. In the case of joint accounts, the minimum funding requirement will apply once the oldest account holder reaches 24.
4. If you do not meet the minimum funding requirement in a calendar month, a charge of £2 will be applied to the account in the following month. The charge will be applied for every calendar month that the minimum funding requirement is not met. Further details of this charge can be found in the ‘Account Funding’ section of this leaflet on page 14.
5. The Cumberland does not charge you to use your Cumberland card but the provider of a cash machine or a retailer may apply a charge.
6. In the case of joint accounts, all account holders must be over 18 for a cheque book to be issued. The £5 charge for a cheque book will not apply if the account holder also holds a current account which requires funding of £750 or more per month.
7. Internet Banking is a requirement for all new accounts where all applicants are under 24.
8. Gross rate is the contractual rate of interest payable (without deduction of tax) and you will be responsible for paying any tax you owe on interest as per your individual personal savings allowance.
9. Annual Equivalent Rate (AER) illustrates what the interest rate would be if interest was paid and added each year.
Follow the links below to start the process of opening your Cumberland Day 2 Day account today. You can also find out more about our Current Accounts by downloading the relevant leaflets below.
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A range of documents for you to download, providing more information about our Current Accounts.
Find out more about the fees for using the main services linked to our individual current accounts.
Have any questions about this account? Click the button below to find out more, call (01228) 403 141 or visit your local branch.