Fee Information

Current Account Fee Information (Charges)

The Fee Information Documents below provide details of the fees for using the main services linked to our individual current accounts (known as payment accounts).

A Glossary of Terms is also available.

Fees may also apply for additional services linked to each account, details of which are shown in the Additional Charges for Account Services document.

Accounts currently available to open

Accounts which can no longer be opened

More information

Service Charge
Transferring Euros to another European country (transfer should arrive the next bank working day) £12
Transferring in currencies other than Euros and/or to non European countries (transfer should arrive within a maximum of 5 working days) £20

The recipient of the funds will also be subject to a charge. We regret we cannot confirm in advance the amount of any such charge.

If an investigation is required into an overseas transfer, for example, if there is a delay in the funds being received by the beneficiary, if the funds are returned, or if further information is required to place the funds, a £25 charge is payable.

Accepting foreign denomination cheques and sterling cheques drawn on a foreign bank account

From 31 December 2024 we will no longer be accepting foreign cheque payments into Cumberland accounts, this includes both Personal and Business accounts.

You can continue to use your account as you do now. However, if you have any foreign cheques to pay in after 30 December 2024 you will need to pay these into an account with another provider.

If you would like further information, please see the Frequently Asked Questions section below or if you’d still like to speak to someone, please call 01228 403128 (Monday to Friday 8am – 7pm, Saturday 8.30am – 4pm) and we’ll be happy to help.