Our Internet Banking service is a simple and secure way to manage your money online.
Why is the Freedem Apprentice Account suitable for me?
Our Freedom Apprentice account is the UK's first bank account designed specifically for Apprentices. It provides a simple and straight forward way for apprentices to manage their money, at a time in their lives when they begin to gain financial freedom.
Don't settle for a kid's bank account, choose the right one for your new careers and your next adventure. Find out more about the Freedom Apprentice account below.
Save up your hard earned cash
If you looking to save up for a new car, your first house, or to travel somewhere special, by opening a Freedom Apprentice account you will have exclusive access to our Cumberland eSaver account.
Current Account Switch Guarantee
Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.

Summary Box
- Freedom Apprentice Account
Application
Online or in branch Age
16-23 (sole accounts only) Minimum funding requirement
None Mobile banking
Yes Internet banking
Yes1 Contactless Visa Debit card
Yes Apple Pay, Google Pay
Yes Current Account Switch Service
Yes Standing Orders & Direct Debits
Yes Webchat & Facebook Messenger Support Service
Yes Customer Service Helpline
Yes Verified by Visa and One Time Passcode protection
Yes Cash withdrawal in foreign currency outside the UK and debit card payments in a foreign currency
Free2 Use of all Cumberland branches
Yes Cash withdrawal in pounds in the UK at Link cash machines
£300 per day Cash withdrawal at Cumberland branches
£500 per day Text alerts
Yes Arranged overdraft facility
- Credit interest paid on your account
No credit interest is paid on this account Access to eSavings account
Yes1 Statements
Free Credit interest rates effective from 01/07/20.
1. Internet Banking is a requirement of this account.
2. The Cumberland does not charge you to use your Cumberland card but the provider of a cash machine or a retailer may apply a charge.
- Cumberland eSaver
Account Name Cumberland eSaver What is the interest rate? 3.60% Variable Gross Interest*/AER†
Interest is calculated on a daily basis, and is paid gross (without deduction of tax) annually on 31st March into your associated Cumberland Plus or Freedom Apprentice current account.
Can Cumberland Building Society change the interest rate? Yes – The rate of interest paid on money in your account is variable and may be changed by us. Where we do so, we will give you reasonable notice in advance of the change.
Examples of when changes may happen include a change in the Bank of England base rate, or market condition changes such as, general interest rates changes on similar accounts offered by other savings account providers.
For further details, please read clause 8.7-8.9 in our Savings & Current Account Terms & Conditions leaflet.
What would the estimated balance be after 12 months based on a £1,000 deposit? If £1,000 was deposited in the account on opening on 1 April, assuming no further deposits or withdrawals are made, on 31 March the account balance, including interest, would be £1,036.00.
This figure is for illustrative purposes only.How do I open and manage my account? This account is available to open for internet enabled, Cumberland Plus and Freedom Apprentice current account customers. The account can be opened at any Cumberland branch or on internet banking.
- Minimum balance £1
- Maximum balance £500,000 (£1,000,000 for joint accounts)
Only one sole account or one joint account per customer.
The minimum balance must be maintained in the account. If the account balance falls below this at any time, the account may be closed.
You can manage your account by using the Cumberland Internet Banking service or the Cumberland Mobile Banking App.
Can I withdraw money? Yes – Instant access withdrawals via online transfer to your Cumberland current account.
Withdrawals are not permitted by direct debit, standing order, regular internal transfer or faster payments.
Additional Information If you close or de-register your internet banking Cumberland Plus and Freedom Apprentice current account your Cumberland eSaver account will, in the absence of any alternative instructions, be closed.
No bonus payment applies to this account.
For full details of our Variable Rate products please refer to our separate leaflet. Download leaflet
1. Gross interest is the contractual rate of interest payable (without deduction of tax) and you will be responsible for paying any tax you owe on interest as per your individual personal savings allowance.
2. Annual equivalent rate (AER) illustrates what the interest rate would be if interest was paid and added each year
Open your account today
Follow the links below to start the process of opening your Cumberland Plus account today. You can also find out more about our Current Accounts and Savings accounts by downloading the relevant leaflets below.
Managing your banking
Important Information
Rising costs impact everyone in a different way and keeping an eye on your incoming and outgoing is a great way to help during difficult times. Our Money Worries Hub contains lots of useful information on budgeting, managing debts and much more.
Keeping yourself and your money safe.
We do a lot to help protect you from fraud. Take 5 minutes to read our top tips on what you can do to protect yourself even better from fraud.
A range of documents for you to download, providing more information about our Current Accounts.
Find out more about the fees for using the main services linked to our individual current accounts.
Have any questions about this account? Click the button below to find out more, call (01228) 403 141 or visit your local branch.