Your card number is never stored on your device or by Apple and is never shared with retailers
The safer way to pay
Apple Pay uses a device account number and unique transaction code
Using Apple Pay in shops happens in seconds with your iPhone and Apple Watch.
Just hold your iPhone near the reader with your finger on Touch ID or double-click the side button on your Apple Watch, then hold it near the reader.
From supermarkets to hotels as well as shops, cafés, restaurants and many other locations, use Apple Pay everywhere contactless payments are accepted.
You can also make easy and secure purchases in all kinds of apps, including apps on Apple Watch, using Apple Pay.
Checking out is as simple as placing your finger on Touch ID.
You can also donate to your favourite charities with a single touch.
Now the convenience of using Apple Pay in shops and within apps is available on the web in Safari.
Whether you’re shopping or donating on your iPhone, iPad or Mac, use Apple Pay without having to create an account or log in.
Touch ID is also available on MacBook Pro, so paying happens with just a touch and is quicker, easier and more secure than ever before.
Your card number is never stored on your device or by Apple and is never shared with retailers
Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes
The Find My iPhone app helps you find your iPhone, iPad and Apple Watch
Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets you make payments using an iPhone, Apple Watch, iPad or Mac. It allows you to securely store your debit card(s) on your Apple device and make purchases .
Once you’ve added your card to Apple Pay, your debit card number is replaced with a device account number which is stored on your mobile device and used to make payments via Apple Pay.
You can add the same debit card to a number of different mobile devices.
It’s a system, such as Apple Pay, that allows you to securely store your debit card(s) on your mobile device and make electronic purchases using your mobile device.
Go to the Apple website for full guidance on which Apple devices are compatible with Apple Pay.
You can find out more about setting up you Cumberland debit card here, or go to the Apple website for full guidance on setting up Apple Pay on iPhone, iPad, Apple Watch and Mac.
Check the address you have registered with Apple is your current address; if it isn’t you’ll need to update this with Apple. This can take up to 24 hours.
Alternatively, please contact our Customer Care Team as you may need to complete a manual registration.
Apple Pay transactions have no limit, however some retailers may limit individual payments to £100.
There is no limit on in-app or in Safari transactions.
You should have the necessary available balance for all transactions.
We don't charge you for using Apple Pay, but your mobile network provider may apply charges according to your data plan.
We don't charge you to use Apple Pay abroad, or to make transactions in foreign currencies, with a Cumberland debit card number starting 4658 5520 or 490971, but the retailer and/or your mobile service provider may apply a charge.
You don't normally need mobile data or WiFi reception to use Apple Pay in stores. It will be needed to make payments in-app.
Cancel your Apple Pay registration by using FindMy or iCloud, or call us and we’ll cancel it on your behalf. You can carry on using your card as normal.
The Find My iPhone app also helps you find your device.
You don’t need to cancel your Apple Pay registration and you can use it to make payments whilst you wait for your new card to arrive. When your new card arrives you don’t need to do anything, we’ll move your Apple Pay registration to your new card for you.
Please call us and we’ll cancel your Apple Pay registration and your card.
You can cancel your Apple Pay registration yourself using Find My iPhone or iCloud.
The Find My iPhone app also helps you find your device.
There could be a fault with retailer or with your account. If you were able to use your debit card to make the purchase and you believe the Apple Pay payment should have worked, please call us.
No. When your card is close to expiring, we’ll we send you a new one and move your Apple Pay registration to your new card for you. You can carry on using Apple Pay without any interruption.
Apple, Apple Pay, Apple Watch, iPhone, iPad are trademarks of Apple Inc., registered in the US and other countries.