More help is available

Money Advice Scotland provide help to people in debt, support money advisers, and influence policy. Their mission is to be the driving force towards financial wellbeing for the people of Scotland.

Money Helper provide free and impartial money and pensions guidance for people all across the UK. Recourses can help build knowledge and confidence in managing finances.

Free and independent debt advice over the phone and online – about all types of debt and all relevant options for dealing with debt.

Business Debtline is a charity run by the Money Advice Trust. They are a free debt advice service for the self-employed and small businesses in England, Wales and Scotland.

The Law Centres make the UK a fairer place by helping people get justice, even if they cannot afford a lawyer. They have centres across the UK where people can access help from a lawyer to overcome their problems.

There are a host of local centres across our operating area who can provide advice and support on a range of topics, including legal, mortgage and debts.

Citizens Advice is an independent organisation specialising in providing confidential information and advice to assist people with legal, debt and money, consumer, housing, family and other problems in the United Kingdom.