Home Insurance that works for you
Our home insurance is tailored to you, which means you only pay for the cover you need – whether that’s buildings, contents or both.
You can add optional extras, ensuring that your cover works for you and your lifestyle.
Why choose Uinsure?
We’ve chosen to work with Uinsure to provide buildings, contents, or combined buildings and contents cover to our customers.
- All quotes come from a panel of leading UK insurers.
- Cover is tailored to what you need.
- A friendly and helpful UK-based team
- 24/7 claims help
Buildings Only Cover
- £1m worth of cover as standard
- Uinsure will cover you for the structure of your home and other permanent structures on your land such as garages and outbuildings, drives and walls against damage by fire, flood, subsidence and other similar causes.
- Includes short-term alternative accommodation for your family if you’re not able to live in your home as a result of damage, e.g. after a flood or fire.
- Includes replacement of locks and keys if they’ve been lost, stolen or damaged.
Exclusions and limitations will apply. These can be found in the policy wording.
Contents Only Cover
- £75,000 of cover as standard
- Uinsure will provide you with cover for contents in your home against loss or damage by fire, flood, storm, theft, escape of water and other similar causes.
- Cover for items such as furniture, soft furnishings, free-standing white goods, e.g. your fridge.
- Uinsure will pay to repair or replace the contents of your home if they are lost, stolen or damaged by something covered in your policy. This might include things like floods or fires.
Exclusions and limitations will apply. These can be found in the policy wording.
What’s not covered?
- Damage or breakdown due to wear and tear
- Incidents that happened before the policy started
- Damage caused deliberately, or by pets.
Optional Extras
For information on the available Option Extras, please click here.
Get your quote today
All applications are subject to eligibility and underwriting. Limitations and exclusions apply.
There’s some important information you need to view before you get a quote. Please take a moment to
read about our insurance services.
The Cumberland will receive commission from the companies that underwrite your policy and this is included in your premium. More information can be found in your welcome pack if you proceed with the policy.