First-time home buyer guide
For a first-time buyer it can mean freedom - the opportunity to spread their wings and leave the nest. A home mover mortgage can hold the keys to a forever home, to adding an extra bedroom for a new arrival or simply to making a fresh start, whilst re-mortgaging means time for reflection, a natural break to take stock and to plan ahead.
We know that a mortgage is more than just the paper it’s written on. That’s why we don’t believe in ‘computer says no’. At The Cumberland every mortgage application is reviewed individually by a member of our team. We have real people just a phone call away and we continue to invest in branches on our local high streets. We value your mortgage application because we know what it means.
Kinder banking from The Cumberland.


Buying was much easier than we thought

Your Quick Guide to Remortgaging

Top Tips for Remortgaging

Everything you need to know about The Cumberland's 5% deposits

Saving for deposits... and how much will I need?

Ask a mortgage adviser

Your quick guide to moving house

Your quick guide to mortgages

Your quick guide to finding a new home and making an offer

Your quick guide to finalising your mortgage

Your quick guide to deposits

The right mortgage for you

7 practical things to do in your new home on moving day