Your quick guide to mortgages

The process of getting a mortgage may seem overwhelming and confusing. Here's a brief guide to get you on your way
Read the guide

At the Cumberland, our aim is to create a banking experience that is kinder to people and planet. We are a purpose-led, financially strong, socially responsible building society, focussed on our people, planet and communities.

Mortgages

Those new to mortgages or just looking for some brief information might find our quick guide to mortgages helpful.

Download the quick guide to mortgages

As we believe in real people over robots, every mortgage application is reviewed individually by a member of our team, meaning that we can take your individual circumstances into account when making a decision.

Further information about the mortgages that we offer, booking an appointment with a mortgage adviser, and a collection of articles from our mortgage hub can be viewed using the options below.

We offer residential mortgages up to 95% loan to value (LTV) (75% in London & SE England).*

Kinder banking from The Cumberland.

*Subject to lending criteria at the time

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our Mortgage Rates
Our Mortgage Rates

We’ll support you every step of the way, from getting your mortgage right through to the final paperwork.

Let's get started
Book an Appointment
Book an Appointment

Book an appointment with one of our friendly experts to chat through your options and get the ball rolling.

Book an Appointment
Our Mortgage Hub
Our Mortgage Hub

What does a mortgage really mean? If you look beyond the paperwork and the finance, obtaining a mortgage can mean so many things.

Mortgage Hub