Our mortgage advisors will be here for you every step of the way. Book your telephone or branch appointment today
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Are you looking to borrow into retirement?
Whether you’re looking to support yourself or your family with a mortgage into retirement, our friendly expert team are here to help you understand your options.
We offer a dedicated mortgage advisor for the application process and lending decisions are made by people who understand your plans. It’s a much more personal approach.
If you’ve been turned down elsewhere, we could help
We lend throughout Great Britain
We provide award-winning customer service
We offer residential mortgages up to 80% loan to value (LTV) (70% in London & SE England).*
*Subject to lending criteria at the time
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Having trouble paying your mortgage?
Whether it is residential or commercial, we will always try to help. Our Money Worries Hub contains useful information about how we might be able to help.
Frequently Asked Questions
Buying a home is a big step and there’s a lot to consider.
Finding out how much you can borrow is a great place to start. It allows you to narrow down your search to the properties within your budget, ready for when the house hunt begins. You can find out how much you could borrow by visiting our mortgage calculator.
The quickest way to speak to a mortgage advisor who can potentially help you get on or move up the property ladder, or remortgage, is to Book an Appointment.
A mortgage is a loan, secured on a property, that is repaid with a predetermined set of payments over an agreed period of time.
The amount you could borrow will depend on your income, outgoings, property value, and how much you have available each month to pay back.
When looking to buy a property and take a mortgage out, you’ll need a deposit to put down. The minimum deposit needed can potentially be as low as 5% of the property’s value (dependent on the property you are buying and where you are looking to purchase).
To find out how much you can borrow and how much deposit you are going to need, you can make an appointment with one of our expert mortgage advisors who will be more than happy to guide you through the process.
Yes, maximum age limits apply to our mortgages.
For interest-only lending, the oldest applicant must not exceed the age of 81 at the end of the mortgage term.
For capital and interest (repayment) lending, the oldest applicant at the date of the application must not exceed the age of 86 at the end of the mortgage term.
Enter your details into our product selector above to view the mortgages available to you.