Our mortgage advisors will be here for you every step of the way. Book your telephone or branch appointment today
Book an appointment
Book Appointment
Are you looking to borrow into retirement?
Whether you’re looking to support yourself or your family with a mortgage into retirement, our friendly expert team are here to help you understand your options.
We offer a dedicated mortgage advisor for the application process and lending decisions are made by people who understand your plans. It’s a much more personal approach.
If you’ve been turned down elsewhere, we could help
We lend throughout Great Britain
We provide award-winning customer service
We offer residential mortgages up to 80% loan to value (LTV) (70% in London & SE England).*
*Subject to lending criteria at the time
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Advisors you can really trust
When we say our mortgage advisors are experienced, we’re not joking – together they boast a combined total of 257 years helping people buy their homes.
Frequently Asked Questions
Yes, maximum age limits apply to our retirement mortgages.
- For interest only lending, on the date the application is taken, the oldest applicants age at the end of the mortgage term cannot be later than their 81st birthday.
- For capital and interest (repayment) lending, on the date the application is taken, the oldest applicants age at the end of the mortgage term cannot be later than their 86th birthday.
We know how frustrating this can be but don’t worry, we may be able to help. Unlike many other mortgage providers, we offer mortgages into retirement and we take your personal circumstances into account instead of using computers to make our lending decisions. Get in touch with our team to find out more.
Yes, we’ve helped many people who want to support family members by helping them save for a house deposit or paying their university fees, for example.
You can use your funds for lots of purposes – not just home improvements.
Yes, we lend all over Great Britain, although some of our mortgages are only available in certain areas. Contact us to discuss your circumstances.
The minimum borrowing amount is £50,000. The total of your existing loan and your new application must be no more than 80% of the value of your home.