First Time Buyer Hub

Many of us here are first time buyers (or have been previously) and we understand that one of the toughest parts of buying your first home is saving for your deposit.

Cumbria is a diverse area in terms of both locations and properties – as you probably already know, if you live here or you’ve started your property search!

Buying your first home is an exciting time, so to help the process go as smoothly as possible we’ve created this handy first time buyer guide, covering everything from budgets and deposits to applying for your mortgage and the big move itself.

The countdown to Christmas is well and truly underway, but alongside all the fun, presents and parties, can come at expense.

If you’ve never bought a house before it can seem like one of those processes which is always slightly daunting; there’s lots of jargon, lots of questions and lots of money involved. But like all big tasks in life, the key is to try and break the challenge down into smaller, more easily digestible pieces.

First time buyers are lucky to receive £1,000 cash back on selected mortgages from The Cumberland. So how would you spend a grand to make your new home beautiful, eye-catching and truly yours?

Forget trendy kitchen-diners and en-suite bedrooms - the new must have for people buying their first home is a garden, according to our research.

We all get interior envy sometimes. Those friends’ houses or show homes you visit where everything is just right; a paint job so neat it looks like the walls were built in that colour, with furniture and fittings so coordinated they could ride a unicycle and juggle at the same time.