First Time Buyer Hub

Decorating and furnishing your home is an exciting and fun process. But before getting too carried away it’s a good idea to take a step back and think about what you’re trying to achieve.

The contracts have been exchanged, the deal is done and you now have the keys to your new home. This is where the real excitement begins; moving in, arranging furniture, tidying and making your new house feel like home.

Buying a home is an expensive process. And after budgeting for your mortgage and all the other necessary home buying fees, you then have to move in and begin furnishing your new place.

Buying your first home is a complex process. From saving for a mortgage deposit to finally getting the keys in your hands, there are a number of twists and turns you can take along the way.

Saving to buy your first home can feel daunting, but having a realistic plan makes it a lot more manageable! Your deposit is the biggest thing you’ll be saving for, but having a little bit extra will come in handy for those additional moving costs, such as valuation or conveyancing fees.

From estate agents to solicitors, you’re bound to deal with a wide range of people on your journey to buying your first home. But what should you be asking these people, and when? Here’s our suggestions, with expert guidance from two of our mortgage and protection advisors, so you can feel a little more prepared.

When it comes to finding the right mortgage for your first home, it’s not a case of one size fits all. So what kind of mortgages are there? And what kind of mortgage is right for a first time buyer? We asked our mortgage experts for their advice.

Buying your first house will almost certainly be the biggest purchase you’ve made so far in your life. So we know you’ll want to do everything you can to get it right.