First Time Buyer Hub

Buying a home is an expensive process. And after budgeting for your mortgage and all the other necessary home buying fees, you then have to move in and begin furnishing your new place.

Buying your first home is a complex process. From saving for a mortgage deposit to finally getting the keys in your hands, there are a number of twists and turns you can take along the way.

Saving to buy your first home can feel daunting, but having a realistic plan makes it a lot more manageable! Your deposit is the biggest thing you’ll be saving for, but having a little bit extra will come in handy for those additional moving costs, such as valuation or conveyancing fees.

From estate agents to solicitors, you’re bound to deal with a wide range of people on your journey to buying your first home. But what should you be asking these people, and when? Here’s our suggestions, with expert guidance from two of our mortgage and protection advisors, so you can feel a little more prepared.

When it comes to finding the right mortgage for your first home, it’s not a case of one size fits all. So what kind of mortgages are there? And what kind of mortgage is right for a first time buyer? We asked our mortgage experts for their advice.

Buying your first house will almost certainly be the biggest purchase you’ve made so far in your life. So we know you’ll want to do everything you can to get it right.

You’re almost there – you’ve got a good chunk of savings for your deposit, you’ve got the income you need to pay the bills, you’ve got a good idea of where you want to live and you’ve used an online mortgage calculator to see how much you could borrow.

Buying your first home can be one of the most exciting things you can do – but as a big life event, it can also be quite stressful.