Customer Information: We will be reducing rates on our open and closed issue variable rate savings products from Tuesday 7 January 2025 as follows:

Personal open and closed issue variable savings rates will be reduced between 0.20% and 0.25%.
Business open and closed issue variable savings rates will be reduced by 0.10% (Note: there are very small number of closed issue business notice accounts where rates will reduce by 0.45%).

To help simplify our range of products, we’re also making minor beneficial changes to some of our savings accounts from 15 January 2025. Click here to find out more.

Save with The Cumberland

Compare our full range of Savings accounts

Important Information: New customers must live within our operating area to open a Savings account.

Open an account

Discuss your preferred options with one of our friendly advisors

Book Appointment

Compare our Savings Accounts

Name	Interest Rate	Features
eSavings Instant Access	3.85% Variable Gross*/AER†	Instant access Minimum balance £1	More details
Instant Savings Instant Access	3.65% Variable Gross*/AER†	Instant access Minimum balance £100	More details
Save & Support: Cumberland Blues Instant Access	3.65% Variable Gross Interest*/AER†	Annual donation to Carlisle United Up to 6 free withdrawals each year Minimum balance £1	More details
Save & Support: Cumberland Hospices Instant Access	3.65% Variable Gross Interest*/AER†	Annual donation to the hospices Up to 6 free withdrawals each year Minimum balance £1	More details
Young Savers Children's Accounts	3.95% Variable Gross Interest*/AER†	Available to customers under 16 Instant access Minimum balance £1	More details
Cash ISA ISA Tax-Free Saving	3.80% Variable Tax Free#/AER†	Instant access Minimum balance £1	More details
Cash Junior ISA ISA Tax-Free Saving	4.15% Variable Tax Free#/AER†	Available to customers under 18 Minimum balance £50	More details
1 Year Fixed Cash ISA Fixed	3.80% Fixed Tax Free*/AER†	Fixed interest until 28 January 2026 Minimum balance £1,000	More details
2 Year Fixed Cash ISA Fixed	3.95% Fixed Tax Free*/AER†	Fixed interest until 28 January 2027 Minimum balance £1,000	More details
5 Year Fixed Cash ISA Fixed	3.35% Fixed Tax Free*/AER†	Fixed interest until 28 January 2030 Minimum balance £1,000	More details
1 Year Fixed Interest Fixed Term Fixed	3.85% Fixed Gross*/AER†	Fixed interest until 28 January 2026 Minimum balance £1,000	More details
2 Year Fixed Interest Fixed Term Fixed	3.95% Fixed Gross*/AER†	Fixed interest until 28 January 2027 Minimum balance £1,000	More details
5 Year Fixed Interest Fixed Term Fixed	3.40% Fixed Gross*/AER†	Fixed interest until 28 January 2030 Minimum balance £1,000	More details
Regular Saver Regular Saving	5.20% Gross Interest*/AER†	Minimum balance £1	More details
First Home Saver Regular Saving	4.30% Gross Interest*/AER†	Bonus £250 cashback with mortgage Minimum balance £100	More details
40 Days Notice Notice	3.90% Variable Gross*/AER†	40 days withdrawal notice required Minimum balance £500	More details
Business eSavings Instant Access	3.25% Variable Gross*/AER†	Instant access Minimum balance £1	More details
Business 1 Year Fixed Interest Fixed Term Fixed	3.85% Fixed Gross*/AER†	Fixed interest until 28 January 2026 Minimum balance £10,000	More details
Business 40 Days Notice Notice & Term	3.55% Variable Gross*/AER†	40 days withdrawal notice required Minimum balance £10,000	More details
Business Instant Access Instant Access	3.05% Variable Gross*/AER†	Instant access Minimum balance £100	More details